Want to borrow equity with a HELOC or home equity loan now? These are the interest rates you'll need to know first.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Helocs offer more flexibility, but personal loans have looser eligibility requirements ...

Around $313,000. That's how much equity the average U.S. homeowner currently has at their disposal right now. With the first Federal Reserve rate cut of 2025 issued just this week, then, this unique ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Yes, you can have both a HELOC and a home equity loan at the same time, ...

Learn how to get the best rate on a home equity loan Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...

What’s driving home equity rates today? Home equity rates are driven primarily by two factors — Federal Reserve policy and long-term inflation expectations. The Fed cut rates three times in 2025, ...

Splitero reports homeowners are leveraging home equity for renovations, debt consolidation, and investments, amid rising property values.

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...